Hi @Nat_P
Thanks for reaching out, and I’m really sorry to hear about the difficulties you’ve been experiencing. I completely understand how stressful it can be when payment arrangements don’t align with your expectations or financial situation.
When it comes to instalment plans, the system typically calculates an amount designed to cover both the current balance and an estimate of upcoming bills. This is done to help prevent any further debt from building up on your account. The figures are based on your usage history and projected future charges — so the system gives us a recommended amount that reflects those patterns.
If the calculated instalment amount feels too high or doesn’t match what you’re realistically able to pay, the next step would usually be exploring our Hardship Program. This program is specifically designed to support customers going through financial difficulties and offers more flexible and tailored payment support.
If you're open to it, I’d be happy to guide you through the steps to apply or provide more information on what’s involved.
Please let me know how you’d like to proceed — I’m here to help.
SYED