Hello!
To resolve your issue: first, immediately contact your bank to cancel the "service msw" direct debit, then inform the service provider directly about the cancellation to manage any credits or service implications. Second, regarding a "cheaper energy deal" in Vadodara, you generally cannot switch electricity providers (MGVCL is primary); instead, focus on reducing your energy consumption and actively explore rooftop solar installations as a significant long-term cost-saving measure, as direct competition among suppliers is not common in India's regulated electricity market.