I do not have SMS Pay set up. I want to opt-out of regular bill payment reminder sms. I followed your advice, using both Firefox and Chrome in regular and private/incognito modes and the only one which displays the message icon is Chrome in incognito mode - but clicking the icon does nothing. I can made the chat window appear/open on my phone, selecting desktop mode, but that is an unworkable solution as the wait time for a response is 30min and I need to use my phone for regular stuff, like cal ...