I received the same crap 7% discount contract yesterday.They are doing this to anyone they can. Unfortunately if you have any discrepancies regarding your credit score, you have no choice to go with any other provider because they run credit checks and will refuse you as a customer. AGL will take anybodys money and has to. They are screwing those that can least afford it the most. It is about time the Ombudsman had a good look at how they operate.