Hi - I found a Bill Smoothing Card yesterday with an amount in dollars on it - if it means that amount of money has been lost to the person, it is definitely high enough that I would need to get it back to them. I am just wondering how the card works? ie, is it just something that she can get re-issued easily with no loss of funds and therefore I can cut up and throw away with no damage done, or should I be trying to be getting it back to the rightful owner asap? Thanks in advance.