I was just sent in the mail notification that my present Smart Saver Plan would be expiring (I was not aware that it was an annual plan) and that I would be put on the Core Plan, which is much more expensive. I called an agent who said their was a cheaper plan, similar to the one I was on and I could be put on that. When I asked why I was not automatically put on this plan she said that the Core Plan was the default plan. So if you don't take action to compare and revert to the cheaper plan y ...