Hi like most people I am finding the cost of living way over the top but having said that not crying poor mouth want I would like though are some sensible tips on how to cut back my bill. I pay out of the pension $40.00 a fortnight, I live in a one bedroom govt unit, I do have a air-con that I try not to use for too long Hot water is taken care of through communal solar panels.I do have a fish tank so 1 pump all the time and one light maybe 10 hours, I do listen to music nearly all day maybe 2 h ...